Tax Lien & Tax Deed Investing

Learn Tax Lien & Tax Deed Investing Step by Step, From Investors Who Still Do It

Join the successful community of tax lien investors. United Tax Liens gives you step-by-step training, proprietary software, and expert coaching for investing in tax liens and deeds. Investing in tax liens carries risk, returns are not guaranteed, and results vary.

State · County
Tax Lien Certificate
Certificate No. XXXX-XXXXXX
Parcel XXX-XX-XXX
Face Value $X,XXX.XX
Interest Rate Set by state
Redemption Set by state
For illustration only Not an actual certificate

Know the map

Liens, deeds, and the statutory maximums by state

Every state writes its own rules: interest, penalty, and redemption windows differ. Knowing the map is the difference between guessing and investing.

Lien You hold a claim and earn interest until the owner repays.
Deed You can take ownership of the property itself.
See the full FAQ
State Type Statutory Max How the rate is set Redemption
Florida Lien Up to 18% Bid down at auction 2 years
Arizona Lien Up to 16% Bid down at auction 3 years
Illinois Lien Up to 9% per 6 mo † Penalty, bid down at auction 2–3 years
Iowa Lien Up to 24% Fixed statutory rate ~1.75 years
Maryland Lien Set by county Set by county ~6 months
Texas Deed 25% penalty Penalty 6 mo – 2 yr
Georgia Deed 20% penalty Penalty 1 year

† Illinois: For certificates issued on or after July 10, 2026, Illinois sets a penalty of up to 9% per six-month period, bid down at auction.

Statutory maximums as of Oct 24, 2026. Rules vary by county and change over time. Verify current state statutes before bidding.

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About United Tax Liens

Everyday access to one of the best investment vehicles available

United Tax Liens was created by active investors who wanted to give everyday people access to one of the best real estate investment vehicles available today.

Tax lien and deed investing has often been difficult to get into, but United Tax Liens has built the training and systems that help new and veteran investors capitalize with confidence.

Learn more about us
Why Choose Us What you’ll learn
  • 01 How to buy tax liens entirely online
  • 02 The 4 crucial things to check when evaluating a tax lien deal
  • 03 How to avoid the #1 “beginner’s trap” in tax liens
  • 04 How changing interest rates affect tax lien investing
  • 05 What the HLTV ratio is, and why it protects your profits
  • 06 And much, much more
Selected reviews from students

Reviewed by the people we’ve helped

4.9/5 on Trustpilot · 967 reviews as of Oct 23, 2026 (opens in new tab)
I will begin by saying thank you for a great and exciting journey into becoming a tax lien investor. I appreciate the step-by-step directions to evaluate and purchase tax liens. I will keep in touch to let you know of my successes as I rely on your mentorship going forward. Thank you, United Tax Liens.
Bobby H., Tax Lien Investor
We purchased our first investment property within two months of completing this program and will make a profit that more than covers the cost of the training. My wife and I invested in United Tax Liens’ real estate investment training and it was worth every penny. Derek H., our coach, is an incredible combination of teacher and subject-matter expert — decades of experience and the patience of a seasoned teacher. He walked us through the entire process, from finding and assessing a property through the lens of exit strategy, to buying, rehab, and sale. I cannot recommend United Tax Liens highly enough.
Michael T., Real Estate Investor
United Tax Liens is a great way to be introduced into the real estate market. The materials are easy to understand, yet comprehensive. The mentors really help to answer questions you may have, and you have access to housing inventory all across the country at your fingertips. They really want you to succeed. I am so excited about everything I’m learning and how this knowledge — and hands-on help — will change my family’s future!
Sharisee D., New Investor

These reviews are from past students. Individual results vary, and the results shown are not typical or a guarantee of what you will earn. Some reviews were collected by the company. Investing carries risk and you can lose some or all of your money. Read all reviews on BBB (opens in new tab)

How It Works

Your path from beginner to confident investor

A simple, repeatable journey, backed by training, software, and a coach at every step.

01

Get the training

Start with our step-by-step courses and learn how tax lien and deed investing actually works.

02

Find deals with MarketplacePro™

Use our proprietary software to research, evaluate, and track opportunities across the country.

03

Work with a coach

Get one-on-one guidance from active investors who help you avoid costly mistakes.

04

Invest with confidence

Put your plan into action and build a repeatable system for long-term profits.

FAQ

Frequently asked questions

Quick answers about tax lien and tax deed investing, and how United Tax Liens helps you get started.

A tax lien is a legal claim placed by a government against a property when the owner fails to pay property taxes. It gives the investor the right to collect the unpaid taxes plus interest.

A tax lien gives you the right to collect the debt (and earn interest), while a tax deed gives you ownership of the property itself.

Each state sets its own statutory maximum, and some let bidders bid the rate down at auction, so what you earn can be lower than the maximum. Illinois uses a penalty of up to 9% per six-month period, bid down at auction, for certificates issued on or after July 10, 2026. Maryland rates are set by county. See the table of statutory maximums by state for the current figures.

No. Some liens start as low as $100–$500, depending on the delinquent tax amount.

Yes. Many counties host online tax lien auctions, allowing investors to participate remotely.

Yes. Reach out through our contact form or call our team and we’ll walk you through the training, software, and coaching before you make any decision.
Get Started

Ready to start your tax lien investing journey?

Join the successful community of United Tax Liens investors. Get the training, software, and coaching that lead to real, repeatable profits.

Personalized coaching · Start at your own level